"Former Mortgage Banker Reveals Inside Secrets Of How To Get The Very Best Home Loan In Any Market."

Upgrade your Flash Player to Version 8 or
allow ActiveX Control to view this Video.

If you, or someone you know is getting ready to move up, purchase a first home, a bank owned foreclosure, short sale or refinance, pay close attention to what I'm going to share with you.

You don't know me yet, but after reading this exposé on the mortgage industry's "dirty little secrets", I hope you're glad you do. I've made an insane living for over twenty-five years as a mortgage banker and broker and taught thousands how to do the same. If there was a way to make a mortgage fly, I either knew about it or created it and today I'm going to share three of these secrets with you.

I'm going to help you understand the mechanics of getting a mortgage so you can be a more educated consumer and help yourself get the best deal possible.

The strategy of lenders is to maintain an uneven playing field with their clients. The average person only gets a mortgage every seven years. How can you become good at something you do every seven years, especially if you're dealing with somebody who knows all the ins and outs and is doing this several times a day?

It's appalling how many Americans are losing or are about to lose their precious piece of the "American Dream." They're about to be homeless because of the "smoke and mirror" tactics shrouding the mortgage industry.

Need proof? Don't take my word for it...

September, 2007
HUD to Warn FHA Lenders on Excessive Fees:

The Department of Housing and Urban Development is preparing to issue an "alert" soon that warns Federal Housing Administration lenders about paying "excessive" fees to non-FHA-approved mortgage brokers. "We are concerned [that] consumers are being charged excessive fees," a HUD spokesman said. He said HUD is planning to warn FHA lenders soon that these fees could be "duplicative." While non-approved brokers can refer clients to FHA lenders, they are not allowed to take FHA applications or originate FHA loans. Nevertheless, FHA lenders are soliciting non-approved brokers to bring them customers and loans to process. HUD investigators have found that some lenders are charging borrowers points and paying $4,000 to $5,000 to the brokers. The National Association of Mortgage Brokers said it condemns this practice, which circumvents the FHA's approval process for originators. "This loophole needs to be closed as part of FHA reform" legislation, NAMB president George Hanzimanolis said.

Where do you think those fees are coming from? (Secret No. 1)

Need more? Read on...

September, 2007
NAMB Seeks Compromise on YSPs

The National Association of Mortgage Brokers is hoping to find some middle ground with House Democrats on a provision in a newly introduced predatory-lending bill that would ban "incentive" payments to originators, including yield-spread premiums that are a broker's main source of compensation. "I understand their intent is aimed at incentive payments," NAMB executive vice president Roy DeLoach said, where a securitizer pays an additional premium for certain types of loans. The NAMB agrees that incentive payments should be banned. "We want to clarify that an origination fee can be paid by the lender to the brokers," Mr. DeLoach said. Otherwise, the mortgage brokers will be forced to oppose the bill introduced on Oct. 22 by Reps. Barney Frank, D-Mass., Brad Miller, D-N.C., and Mel Watt, D-N.C. "The indirect compensation mortgage brokers receive from lenders is a defendable fee that actually lowers closing costs to consumers," NAMB president George Hanzimanolis said.

(There's Secret No. 2)

I think by now you've got to agree that it's open season on the unsuspecting consumer. If you're not a loan officer, or someone that understands the secrets of how mortgages work, that's YOU!
(That Was Secret No. 3)

Home prices will be leveling off soon and you'll want to be positioned to take advantage of that.

I'm going to pull back the curtain and show you secrets loan officers don't want you to know in a series of FREE reports delivered directly to your inbox over the next few days.

It's only a small slice of an exclusive manual I created called "How To Never Get Ripped Off When Getting A Mortgage".

Here's what else you'll learn...

How much do loan officers make from a typical loan?

What is a FICO score and how do I get mine?
What is a "YSP" and how does it affect my interest rate?
"Trigger" words to use when dealing with a loan officer that will save you thousands.
I think I got a bad deal, who do I contact?
How do I get the best loan and the best interest rate?

And much more...

>>>FREE BONUS<<<
"101 Questions To Ask Before Buying Your First Home"

It's my way of saying "Thank You" and will be available immediately
after submitting your name and email address above.